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Managing your finances can be challenging, but with the rise of budgeting apps, it’s easier than ever to stay on top of your expenses. Whether you’re trying to save money, pay off debt, or simply keep track of your spending, budgeting apps can help you achieve your financial goals. We take a look at some of the top budgeting apps available today.
Here are our top rated apps to use for budgeting:
Rocket Money
Rocket Money is a budgeting app that can help you keep track of your finances, monitor your spending, and achieve your financial goals. The app is designed to be easy to use and accessible to everyone, regardless of their financial expertise. In this blog post, we’ll take a closer look at the Rocket Money app and see how it can help you manage your money.
Overview of Rocket Money App
The Rocket Money app is available on both iOS and Android devices and can be downloaded for free. Once you’ve downloaded the app, you can connect your bank accounts and credit cards to get a full picture of your finances. The app categorizes your transactions automatically and shows you where your money is going.
The Rocket Money app is available on both iOS and Android devices and can be downloaded for free. Once you’ve downloaded the app, you can connect your bank accounts and credit cards to get a full picture of your finances. The app categorizes your transactions automatically and shows you where your money is going.
Top Features:
- Budgeting: Rocket Money allows you to set up a budget for different categories such as groceries, entertainment, and transportation. You can set spending limits for each category and receive notifications when you’re getting close to your limit.
- Savings Goals: The app helps you save money by providing insights into your spending habits. You can see where you’re spending too much and adjust your budget accordingly. Rocket Money also offers suggestions for ways to save money. Rocket Money has a Smart Savings feature. It offers an FDIC-insured savings account and you can schedule automatic transfers from your existing bank account.
- Spending Insights: You get a breakdown of your finances to see where your money is going and how to improve. We’ll notify you of important events that need your attention so you’re never caught off guard.
- Bill Negotiation: Rocket Money automatically scans your bills to find savings. Upload or connect and let our negotiators go to work for you to get the best possible rate.
- Bill tracking: The app reminds you when your bills are due, so you don’t miss any payments. You can also see your payment history and track your upcoming bills.
- Manage Subscriptions: Rocket Money identifies your subscriptions to help you stop paying for things you no longer need. Your concierge is there when you need them to cancel unwanted subscriptions so you don’t have to.
- Credit Scores: Rocket Money gives you access to your complete credit report and history, alerts you of important changes that impact your score, and offers you insights to understand what it all means.
Cost: Free to use if you don’t want any of its premium features, like Smart Savings, Premium Chat, unlimited budget plans, and credit score activity. Premium features available for plans of between $3 and $12 a month.
Overall
Rocket Money is an excellent budgeting app for anyone who wants to keep track of their finances and achieve their financial goals. It’s easy to use, intuitive, loaded with useful functionality, and offers the unique ability to potentially lower your bills and save money. Trusted by 3.4+ Million Members!
Pocketsmith
Pocketsmith is another excellent budgeting app that helps you keep control of your finances, monitor your spending, and achieve your financial goals. The app will quickly become your personal financial assistant help you manage and organize your expenses and forecasting your budget.
Overview of Pocketsmith App
Pocketsmith is a full featured budgeting App that has multiple levels of subscription based upon your needs. At the most basic level you get 2 accounts with up to 12 budget and 6 months of projections. At the highest level you get unlimited accounts and 30 years of financial projections. Want to see how a financial decision will affect your life? Pocketsmith makes it easy to see how this will affect your financial future.
Top Features:
- Budgeting: Pocketsmith has outstanding budgeting features. Coupled with forecasting, this is one of the biggest features of PocketSmith. By using the budgeting calendar, you can allocate funds to the categories you create and track your expenses or income in that manner. PocketSmith allows you to truly have an idea of where your money is going.
- Forecasting: This is an excellent feature with the App. There are only a few money management apps out there that can predict what will happen to your finances in the future. Based on decisions you have made in the past and the ones you are at the time, PocketSmith uses predictions to guess what will happen in the next few years. This helps you make better choices on a more consistent basis.
- Reporting: Pocketsmith provides ongoing reporting allowing you to calculate your net worth, creating a profit and loss statement in the process to make realistic financial projections.
- Predictions: Pocketsmith takes the uncertainty out of your planning. Test your decisions to see future financial outcomes.
- Email Notifications: PocketSmith can email you summaries of your financial activity according to a schedule determined by you.
- Automatic Live Bank Feeds: Pocketsmith saves you the hassle of importing your transactions by connecting to over 12,000 institutions worldwide.
- Multiple Currencies: Track accounts, assets and liabilities from different countries. Automatic currency conversion based on daily rates.
Cost: Free for the basic version of 2 accounts/12 budgets/manual imports. $7.50 month for 12 accounts/unlimited budgets’/automatic feeds. $14.16 month for unlimited accounts/30 years of projections
Overall
Pocketsmith is an outstanding personal budgeting app. It will quickly become your very own personal assistant. The robust features really give you tremendous insight into your personal finances. The free version works well and if you want additional features, the pricing is very low.
