Last Updated 8/27/23

The following terms (“Terms of Use”) constitute an agreement between Wayfarer Media LLC, a Florida limited liability company (“Wallet Wisely”), and you that governs your use of this website and all its associated services, content, and functionality. This policy applies to the website (“Website”), located at http://www.walletwisely.com

Your use of the Website constitutes your acceptance of, and agreement to, the following Terms of Use. Wallet Wisely reserves the right to modify, alter, amend or update its Website, policies and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website.

THE WEBSITE

The Website contains information in the form of blog posts, articles, and links to third-party providers and comments section for users to respond and comment on articles. The Website is designed to help you locate news and information that may be of interest to you and to help you locate products, services, and suppliers that may be of interest to you. You acknowledge and agree that we are not responsible for any third-party content and that you must evaluate any such third-party content and bear all risks associated with any use of the content, including any reliance on the accuracy or completeness of the information.

CONTENT DISCLAIMER

Wallet Wisely has made every effort to ensure that all information on the Website has been tested for accuracy. Wallet Wisely makes no guarantees regarding the results that you will see from using the information provided on the Website.

All Website content is provided for informational purposes only.

Wallet Wisely has made every effort to ensure that all materials within the Website have been tested for accuracy. There is no guarantee that you will see positive results. Wallet Wisely assumes no management responsibility for your decisions or for policies or practices that you implement.

Any statements related to income or earnings potential, regardless of medium, are examples of what may be possible in the future. Wallet Wisely makes no guarantees regarding results, present or future. Wallet Wisely is not responsible for your earnings, income, sales, or any other performance as a result of this Agreement.

The information provided on the Website is provided “as is” without any representations or warranties, express or implied. Wallet Wisely makes no representations or warranties in relation to the information provided in the content.

Wallet Wisely disclaims liability for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of use of the information provided on the Website. Wallet Wisely assumes or undertakes no liability for any loss or damage suffered as a result of the use of any information found on the Website.

YOUR RESPONSIBILITY

The Website is provided strictly for educational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website. Wallet Wisely makes no representations, warranties or guarantees. You understand that results may vary from person to person. Wallet Wisely assumes no responsibility for errors or omissions that may appear in the Website.

ALL CONTENT AND SERVICES PROVIDED ON OR THROUGH THIS WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON INFRINGEMENT. NEITHER WE, OUR AFFILIATES AND RELATED ENTITIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS WEBSITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS WEBSITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THOSE EXCLUSIONS MAY NOT APPLY TO YOU.

SECURITIES, INVESTMENT AND FINANCIAL INFORMATION DISCLAIMER

None of the information, advertisements, website links, or any opinions expressed constitutes a solicitation of the purchase or sale of any securities, options or commodities. Wallet Wisely, its affiliates, agents and partners are not liable for any losses or damages, monetary or other that may result from the application of information contained within this Website and/or newsletter. Within the Website, Wallet Wisely publishes materials that meet specific criteria representing characteristics associated with described trading strategies, education or resources. Users must do their own due diligence in analyzing investments to determine if they represent a suitable opportunity.  Wallet Wisely and any of their agents, affiliates, representatives, employees, principals, business associates or affiliates, partners or independent contractors are not responsible for any losses or profits that may result from the application of information contained within this Website or links mentioned on the Website. Past performance is not indicative of future results. Stock market trading involves substantial risk. You can lose money trading. The past results posted on this site are meant to give you a reasonable idea of what you could have made or lost trading but are in no way an exact reflection of what you would have made or lost. Therefore, you should not rely on past trade results as a replication of what your returns or losses would have been by following the posts. There are inherent risks involved in the stock market and these risks should be considered prior to any decision. Wallet Wisely may or may not hold a position in any investments listed at the time of publication and reserve the right to buy or sell any security, option, future or derivative product without notification.

Please note that Wallet Wisely or its principals may already have invested or may from time to time invest in securities that are recommended or otherwise covered on this website. Neither Wallet Wisely nor its principals intend to (unless they wish to) disclose the extent of any current holdings or future transactions with respect to any particular security. You should consider this possibility before investing in any security based upon statements and information contained in any report, post, comment or recommendation you receive from Wallet Wisely.

Nothing published by Wallet Wisely should be considered personalized investment advice. Wallet Wisely is not licensed under securities laws to address your particular investment situation. No communication by Wallet Wisely to you should be deemed as personalized investment advice.

Wallet Wisely receives compensation in a variety of ways, including direct advertising, affiliate advertising, sponsored content, display advertising, email marketing, and more.

USE OF THE WEBSITE 

Unless otherwise stated, Wallet Wisely owns the intellectual property and rights to all content and material on the Website.

You may view, download (for caching purposes only), and print pages for your personal use, subject to the restrictions set out below and elsewhere in these Terms of Use.

The following uses are not permitted:

– Republication of content from the Website, unless content is specifically and expressly made available for republication;

– Sale, rental or sub-license of any content from the Website;

– Reproduction or duplication of any content on the Website for commercial purposes;

– Modification of any content on this website, unless content is specifically and expressly made available for modification;

– Redistribution of content of the Website, unless content is specifically and expressly made available for redistribution. Users are permitted to share content on social media channels, as long as a link to the Website is included.

Wallet Wisely utilizes various links, plugins, or or widgets to allow sharing of content via social media channels, email or other methods. Use of these plugins or widgets does not constitute any waiver of Wallet Wisely’s intellectual property rights. Such use is a limited license to republish the content on the approved social media channels, with full credit to Wallet Wisely.

You must not use the Website in a way that causes, or may cause, damage to the Website or impair the availability of access to the Website. You must not decompile, reverse engineer, disassemble or otherwise reduce the Website, except to the extent that such activity is expressly permitted by applicable law. You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit and/or other harmful code or malicious software.

You must not conduct any systematic or automated data collection activities, including, but not limited to scraping, data mining, data extraction or data harvesting on or in relation to the Website without Wallet Wisely’s express written permission.

You must not use the Website to transmit or send any unsolicited commercial communications.

You must not use the Website for any third-party marketing without Wallet Wisely’s express written permission.

COPYRIGHT

Unless otherwise noted, the design, content and all components of the Website are copyrights owned by Wallet Wisely or third parties and are protected by United States and international copyright laws and should not be reused or republished without express written permission.

TRADEMARKS

From time to time, the Website will legally utilize trademarks owned by third parties related to Wallet Wisely’s services. These trademarks are the respective property of their owners.

USER GENERATED CONTENT

By submitting or posting text, blog posts, comments, or other information, in any form or medium, to the Website (“User Generated Content”), you grant to Wallet Wisely a perpetual, irrevocable, and fully-paid license to use, display, or publish the User Generated Content on the Website, to store and distribute the User Generated Content, and to use the User Generated Content for promotional and marketing purposes. Wallet Wisely reserves the right to edit, modify, or create derivative works from the User Generated Content, and you shall have no rights with respect thereto unless we agree otherwise. All User Generated Content is the sole responsibility of the person who provided it. Wallet Wisely reserves the right to, in its sole discretion, remove, move, block, edit, or refuse any User Generated Content for any reason. Opinions or other statements expressed in User Generated Content are not necessarily the opinions of Wallet Wisely.

Wallet Wisely has sole discretion when determining whether certain User Generated Content violates any of its rules and to remove any User Generated Content. Wallet Wisely further reserves the right to, in its sole discretion, remove or block any user who violates any of its rules.

User Generated Content is the sole responsibility of the person(s) who created it, and Wallet Wisely and its employees, agents, directors, and officers, undertake no obligation or liability related to such content. Wallet Wisely and its employees, agents, directors, and officers, do not undertake or assume any duty to monitor for inappropriate or unlawful User Generated Content, nor does it assume responsibility or liability that may arise from the User Generated Content, including, but not limited to, claims of defamation, libel, slander, infringement, invasion of privacy and publicity rights, obscenity, pornography, fraud, or misrepresentation.

COMMUNICATION

If you send Wallet Wisely an email, register for a newsletter, or provide your email to Wallet Wisely in any other way, you consent to receive communications from Wallet Wisely electronically. You agree that all legal notices provided via electronic means from Wallet Wisely satisfy any requirement for written notice.

THIRD PARTIES

The Website contains links to third-party websites that are not governed or controlled by Wallet Wisely. You represent and warrant that you have read and agree to be bound by all applicable terms of use and policies for any third-party website that relates to your use of the Website. Wallet Wisely assumes no control or liability over the content of any third-party sites. You expressly hold harmless Wallet Wisely from any and all liability related to your use of a third-party website.

Prior to engaging in any commercial transactions with any third-parties discovered through or linked on the Website, you must complete any necessary investigation or due diligence. If there is a dispute for any commercial transactions with a third-party discovered through or linked on the Website, you expressly hold Wallet Wisely harmless from any and all liability in any dispute.

COPYRIGHT INFRINGEMENT

You may not use our Services in any manner that infringes the rights of any third party. If you believe, in good faith, that any of our content or user contributed content infringes your copyrights, you may send a notice of infringement (“Notice”) under the federal Digital Millennium Copyright Act (“DMCA”) by email or regular mail to:

Attention: Copyright Agent, Legal Department
Wallet Wisely
830 A1A N Ste 13224
Ponte Vedra Beach, FL 32082
admin@walletwisely.com

To find out more about what you must include in the Notice and about the procedures we will follow, click here to read the DMCA.

Wallet Wisely reserves the right to block or otherwise prohibit in our sole discretion any individual who repeatedly posts materials that are alleged to infringe the intellectual property rights of others.

LIMIT OF LIABILITY

IN NO EVENT SHALL WALLET WISELY, OR OUR DIRECTORS, OFFICERS, PARTNERS, EMPLOYEES, REPRESENTATIVES, CONTRACTORS, THIRD PARTY LICENSORS, AFFILIATES, SUCCESSORS OR ASSIGNS (“THE WEBSITE PARTIES”) BE LIABLE TO YOU FOR YOUR ACCESSING OF THIS SITE OR UNDER OR RELATED TO THIS AGREEMENT FOR ANY INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, RELIANCE, EXEMPLARY OR CONSEQUENTIAL DAMAGES, LOSS OF PROFITS, LOSS OF EXPECTED SAVINGS, OR ANY OTHER NON-DIRECT DAMAGES HOWSOEVER CAUSED WHETHER OR NOT WE OR ANY OF THE WEBSITE PARTIES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND THEIR COLLECTIVE MAXIMUM LIABILITY TO YOU UNDER OR RELATED TO THIS AGREEMENT SHALL IN NO EVENT EXCEED THE AMOUNT PAID BY YOU FOR USE OF THE WEBSITE, BOOKS OR COURSES, IF ANY. THE LIMITATIONS OF LIABILITY AND DISCLAIMERS IN THIS AGREEMENT SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, STRICT LIABILITY, NEGLIGENCE OR OTHER TORT AND SHALL SURVIVE A FUNDAMENTAL BREACH OR BREACHES OR THE FAILURE OF THE ESSENTIAL PURPOSE OF CONTRACT OR THE FAILURE OF AN EXCLUSIVE REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE WEBSITE PARTIES’ LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

INDEMNITY

You agree to defend, indemnify and hold Wallet Wisely harmless and our directors, officers, partners, employees, representatives, contractors, affiliates, successors or assigns from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of this Website and the content thereon or your breach of these Terms of Use or in connection with your use of the Website.

CHOICE OF LAW

These Terms of Use shall be governed by and construed under the laws of the State of Florida without giving effect to its conflict of laws principles. You and we hereby submit to the exclusive forum, jurisdiction and venue of the state courts located in St Johns County, Florida and/or the United States District Court in Jacksonville, Florida for any claim related to, arising from or in connection these Terms of Use and/or your use of the Service.

MISCELLANEOUS PROVISIONS

If any provision(s) of the Terms of Use is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable. If a provision is excessively broad, such a provision shall be limited or reduced in scope so as to be enforceable.

The Terms of Use may not be assigned by you without Wallet Wisely’s prior written consent, however, the Terms of Use may be assigned by Wallet Wisely in its sole discretion.

The Terms of Use are the final, complete and exclusive agreement of the parties with respect to the Website offered by Wallet Wisely.

The Terms of Use may not be altered or modified except by prior written agreement by the parties.

All notices with respect to the Terms of Use must be in writing and may be via email to admin@walletwisely.com and to your email address.