Best Credit Cards Low Credit <670
(April 2023)
Here we look at the top card for low credit scores <670. Finding a quality credit card can be challenging but not impossible. Have a look at what options we have found:
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Upgrade Triple Cash Rewards Visa®
- Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else .
- See if you qualify in minutes without hurting your credit score
- No foreign transaction fees
- APR as low as 14.99%-29.99%
Annual Fee:
- None
Credit Needed:
- Fair (600+) Determine eligibility without a hard credit pull.
Summary:
This is an excellent card for the low credit score ranges of 600+. You are able to determine your eligibility without a hard credit pull which is nice when your score is low and you don’t want any additional damage. The cash back benefits on this card are very good and the APRs are not too high.
Capital One Platinum Credit Card
- Automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- No annual or hidden fees. See if you're approved in seconds
- The APR of 29.99% (Variable) is quite high, but that's normal for card for fair credit consumers
Annual Fee:
- None
Credit Needed:
- Fair/ Low (580+) Determine eligibility without a hard credit pull.
Summary:
This card is the perfect tool to help you build credit. The Capital One Platinum Credit Card comes with no annual fee, making it perfect for anyone with Average, Fair, Limited Credit. Capital One is an excellent card company for you to use to rebuild your credit. Make payments on time with this and then move up to their more lucrative travel and rewards cards. Capital One has a path for you to rebuild your credit.
Capital One QuicksilverOne Cash Rewards Credit Card
- Be automatically considered for a higher credit line in as little as 6 months.
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- 29.74% variable APR; No Transfer Fee with this Transfer APR
Annual Fee:
- $39 Annual Fee
Credit Needed:
- Fair / Low (580+) Determine eligibility without a hard credit pull.
Summary:
Another great card by Capital One. This card is the perfect tool to help you build credit. It comes with an annual fee but you also get 1.5% cash back on every purchase. That’s a great benefit for a card that you can get with low to fair credit.
Mission Lane Credit Card
- Get a higher credit line if you're in good standing after making your first 6 payments on time
- No security deposit required & all the coverage of a true Visa® Credit Card
- See if you qualify instantly without harming your credit score
- 26.99%-29.99% Variable APR
Annual Fee:
- $0 - $59 Annual Fee
Credit Needed:
- Limited / Poor (300+) Determine eligibility without a hard credit pull.
Summary:
Great card for rebuilding your credit. This card is not a secured credit card. Yes, the APR is high and there is an annual fee, but you are able to rebuild your credit through timely payments without having to resort to a secured credit card.
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