Best Credit Cards Cash Back
(April 2023)
Here we look at the top offers in Cash Back credit cards on the market. Each of these has low or no annual fee, excellent cash back, and introductory interest rates.
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Wells Fargo Active Cash® Card
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Special Offer: 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers.
- Earn a one-time $200 cash bonus once you spend $1,000 on purchases within 3 months from account opening
- Earn unlimited 2% cash rewards on purchases
Annual Fee:
- None
Credit Needed:
- Excellent / Good (680+)
Summary:
Excellent cash back credit card with a very high, unlimited 2% cash back program. The $200 cash bonus is a very nice additional sweetener.
The 0% interest rate for both purchases and balance transfers for up to 15 months puts this card over the top!
Capital One Quicksilver Cash Rewards Card
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Special Offer: 0% intro APR for 15 months from account opening on balance transfers and purchases.
- Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Annual Fee:
- None
Credit Needed:
- Excellent / Good (680+)
Summary:
Excellent cash back credit card. Introductory cash back bonus and the ongoing 1.5% cash back on every purchase with no annual fee make this a top choice. The 15 month introductory 0% interest rate for both purchases and balance transfers puts this card in the top of offers.
U.S. Bank Cash+® Visa Signature® Card
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Special Offer: 0% intro APR for 15 months from account opening on purchases.
- 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants, and 1% cash back on all other eligible purchases.
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose, 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
- $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening
Annual Fee:
- None
Credit Needed:
- Excellent / Good (680+)
Summary:
Excellent cash back card. The 2%/1% cash back on all purchases and the 0% introductory rate for purchases at 15 months makes this an excellent choice. Additionally, the $200 bonus makes this a top card.
Discover it® Cash Back
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Special Offer: 0% intro APR for 15 months from account opening on purchases.
- Earn unlimited 1% cash back on all other purchases - automatically.
- 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate.
Annual Fee:
- None
Credit Needed:
- Excellent / Good (680+)
Summary:
Excellent cash back card. The 1% cash back on all purchases and the 0% introductory rate for purchases at 15 months makes this an excellent choice.
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