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Are you looking to refinance an existing auto loan? We put together our top picks for auto loans you can apply for online. No need to visit a bank. See what your rate is online and then easily refinance an existing car loan with a longer term or possibly lower your rate. Everything can be done from the comfort of your home with no pressure.
Caribou is a great option for auto refinancing. Fast and easy auto refinance. Lower your monthly car payment and save. They work with trusted local and community lenders to bring you competitive auto refinance loan offers and rates. Pre-qualify in minutes. Submit your application without leaving the couch or giving your SSN. No impact on your credit score to pre-qualify.
Requirements:
- Age and mileage restrictions vary based upon lender.
- Minimum Loan Amount $10,000, Maximum of $60,000
- Pre-qualification offers are immediate in most cases.
- Minimum credit score of 620.
Annual Percentage Rates (APRs) ranges from 4.99% to 36.00%
Upgrade is a great option for auto refinancing. Lower your monthly car payment and save. This online process makes it fast and easy to refinance your car loan and save money. Apply online and get offers instantly.
Requirements:
- 10 years old or newer vehicle
- Less than 130,000 miles (or 150,000 miles for trucks)
- Have an outstanding balance of more than $5,000
- At least 3 monthly payments having been made
Annual Percentage Rates (APRs) of 4.49%-16.19%
MyAutoloan.com is another option for auto refinancing. Fast and easy auto refinance. Lower your monthly car payment and save. They work with trusted local and community lenders to bring you competitive auto refinance loan offers and rates. Pre-qualify in minutes. Submit your application without leaving the couch or giving your SSN. No impact on your credit score to pre-qualify.
Requirements:
- Maximum mileage of 125,000 miles.
- Applicants can receive up to four lender matches with a soft credit check.
- Most lenders can provide approval within 30 seconds of application submission.
- Minimum credit score of 575.
Annual Percentage Rates (APRs) ranges starting at 4.01%
