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We have featured a list of our top picks for overall rewards credit cards. Additionally, each of these has low or no annual fee, excellent cash back, and introductory interest rates.
Capital One Quicksilver Cash Rewards Card
Benefits:
- Special Offer: 0% intro APR for 15 months from account opening on balance transfers and purchases.
- Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Fees: None
Credit Needed: Excellent / Good (680+)
Summary: Excellent rewards credit card. Introductory cash back bonus and the ongoing 1.5% cash back on every purchase with no annual fee make this a top choice. The 15 month introductory 0% interest rate for both purchases and balance transfers puts this card in the top of offers.
Wells Fargo Active Cash® Card
Benefits:
- Special Offer: 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers.
- Earn a one-time $200 cash bonus once you spend $1,000 on purchases within 3 months from account opening
- Earn unlimited 2% cash rewards on purchases
Fees: None
Credit Needed: Excellent / Good (680+)
Summary: Excellent rewards credit card with a very high, unlimited 2% cash back program. The $200 cash bonus is a very nice additional sweetener. The 0% interest rate for both purchases and balance transfers for up to 15 months puts this card over the top!
Discover it® Cash Back
Benefits:
- Special Offer: 0% intro APR for 15 months from account opening on purchases.
- Earn unlimited 1% cash back on all other purchases – automatically.
- 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate.
Fees: None
Credit Needed: Excellent / Good (680+)
Summary: Excellent rewards credit card. The 1% cash back on all purchases and the 0% introductory rate for purchases at 15 months makes this an excellent choice.
Capital One Venture Card
Benefits:
- Special Offer: 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.
- Earn unlimited 2 miles per dollar on every purchase
- Earn unlimited 5 miles per dollar on hotels and rental cars booked through Capital One Travel
Fees: $95 Annual Fee
Credit Needed: Excellent / Good (680+)
Summary:
