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We have featured a list of our top picks for cash back credit cards. Each of these has low or no annual fee, excellent cash back, and introductory interest rates.
Capital One Quicksilver Cash Rewards Card
Benefits:
- Special Offer: 0% intro APR for 15 months from account opening on balance transfers and purchases.
- Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Fees: None
Credit Needed: Excellent / Good (680+)
Summary: Excellent cash back credit card. Introductory cash back bonus and the ongoing 1.5% cash back on every purchase with no annual fee make this a top choice. The 15 month introductory 0% interest rate for both purchases and balance transfers puts this card in the top of offers.
U.S. Bank Cash+® Visa Signature® Card
Benefits:
- Special Offer: 0% intro APR for 15 months from account opening on purchases.
- 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants, and 1% cash back on all other eligible purchases.
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose, 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
- $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening
Fees: None
Credit Needed: Excellent / Good (680+)
Summary: Excellent cash back card. The 2%/1% cash back on all purchases and the 0% introductory rate for purchases at 15 months makes this an excellent choice. Additionally, the $200 bonus makes this a top card.
Discover it® Cash Back
Benefits:
- Special Offer: 0% intro APR for 15 months from account opening on purchases.
- Earn unlimited 1% cash back on all other purchases – automatically.
- 5% cash back on everyday purchases at different places each quarter up to the quarterly maximum when you activate.
Fees: None
Credit Needed: Excellent / Good (680+)
Summary: Excellent cash back card. The 1% cash back on all purchases and the 0% introductory rate for purchases at 15 months makes this an excellent choice.
