Best Credit Cards Rewards

(April 2023)

African american man using smartphone and credit card in a cafe

Wallet Wisely is an informational site providing advice, tips, and recommendations to help you make informed financial decisions.  Some of the products and services we feature may compensate us however that does not influence our opinions and recommendations. We strive to provide the most accurate information and highest editorial integrity.

Top Rewards Card
5/5

Capital One Quicksilver Cash Rewards Card

Benefits:

Annual Fee:

Credit Needed:

Summary:

Excellent rewards credit card. Introductory cash back bonus and the ongoing 1.5% cash back on every purchase with no annual fee make this a top choice rewards card. The 15 month introductory 0% interest rate for both purchases and balance transfers put this card over the top.  

Top Rewards Card
5/5

Wells Fargo Active Cash® Card

Benefits:

Annual Fee:

Credit Needed:

Summary:

Excellent rewards card with a very high, unlimited 2% cash back. $200 cash bonus is a very nice additional cash back. 0% interest card for both purchases and balance transfers for up to 15 months put this care in the top.

Top Rewards Card
5/5

Discover it® Cash Back

Benefits:

Annual Fee:

Credit Needed:

Summary:

Excellent rewards card for purchases.  The 1% cash back on all purchases and the 0% introductory rate for purchases at 15 months makes this an excellent card.

Oh hi there 👋

Join our mailing list and receive exclusive content on earning, saving more, and building financial freedom.

We don’t spam! Read our privacy policy for more info.