Top Savings Accounts
We searched for savings accounts with low minimum deposit requirements, low fees, and high APYs. APY, or Annual Percentage Yield, reflects the compounding interest that happens within a year. Other than the highest APY, we also look for banks that have no account fees, minimum deposits, or minimum balances
Below are the Top 5 high-yield, low-fee savings accounts:
Updated March 18, 2003
Wallet Wisely's Top Savings Accounts
|
Bank
|
Minimum Deposit
|
Monthly Fee
|
Minimum Balance
|
APY
|
ATM Fees
|
|
|---|---|---|---|---|---|---|
|
UFB Preferred Savings
|
$0
|
$0 |
$0 |
Up to 5.02% |
No Fees on 91,000 ATMs |
 |
|
Lending Club |
$0 |
$0 |
$0 |
Up to 4.25% |
No ATM Fees
|
|
|
Citizens Online Savings |
$100 |
$0 |
$0 |
Up to 4.25%
|
No ATM Access, must connect to Checking for ATM |
|
|
SoFi |
$0 |
$0
|
$0
|
Up to 4.00% |
No Fees on 55,000 ATMs |
|
|
Upgrade (Cross River Bank, Member FDIC) |
$0
|
$0 |
$0
|
Up to 4.38% |
No Fees |
|
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